How to Find Cash Home Buyers in Maui for a Hassle-Free Home Sale

Inside the Maui cash home buyers market

Maui’s cash home-buying market includes a range of buyers, each with different motivations:

• New residents: Although Maui’s population has been gradually declining at a rate of 0.02% per year, the island remains a desirable place to live. Some newcomers choose to purchase homes with cash to make their transition easier. The island’s lifestyle and strong tourism industry also make it a prime location for real estate investment.
• Baby Boomers: In January 2025, 29% of all home sales nationwide were cash transactions. As of 2023, 51% of Older Boomers paid cash for their homes, while 53% of Silent Generation buyers did the same. This indicates their financial strength and preference for avoiding mortgages.
• Property investors: This group includes institutional investors, house flippers, buy-and-hold investors, wholesale buyers, and iBuyers — all striving to profit from Maui’s housing market.
• iBuyers: These companies generally make competitive offers closer to market value than traditional investors. However, they charge service fees and have strict purchasing criteria, meaning they may not be the best option for every seller.

Pros of working with a Maui cash home buyer

Working with cash home buyers in Maui can simplify the selling process. Here are some of the key advantages:

How to request a cash offer in Maui

For a simple and efficient way to receive a cash offer, consider using HomeLight’s Simple Sale platform. Simple Sale connects sellers with the country’s largest network of pre-approved and vetted cash buyers.

By providing some basic information about your Maui home, you can receive a no-obligation cash offer in as little as 24 hours. If you accept, the sale can close in as few as 10 days. Simple Sale lets you choose your move-out date (up to 30 days after closing), and you won’t need to manage repairs, staging, or showings.

While cash offers tend to be lower than what you might receive on the open market, traditional sales often come with costs that add up to 9% to 10% of the sale price. Depending on your situation, a cash sale may ultimately save you both time and money.

How much are Maui cash home buyers willing to pay?

Home-buying companies and cash investors generally purchase homes below market value, providing sellers with a fast and convenient process in return. For instance, property flippers adhere to the 70% rule, meaning they pay up to 70% of a home’s after-repair value (ARV), including repair and renovation costs.

Market conditions also influence cash offers. In a competitive market, where demand is high, cash buyers may offer between 80% and 85% of a home’s ARV. However, in a slower market, these offers tend to be lower.

Maui’s housing market is shifting, with rising inventory, longer days on market, and slowing sales. With median home prices declining, cash offers may follow suit.

What’s the process of selling to a Maui cash home buyer?

If you’re looking for a quick and straightforward sale, selling to a cash buyer may be your best option. Here’s how the process generally works when selling a home for cash in Maui.

Complete the Hawaii Disclosure Statement

• What it is: Hawaii law requires home sellers to disclose known defects by completing the Seller’s Real Property Disclosure Statement. Unlike in some states, real estate agents are not allowed to assist in filling out this form.
• Why it matters: Even in cash transactions, sellers must comply with disclosure laws to provide accurate property details and avoid potential legal issues.
• How cash buyers help: Many “We Buy Houses” companies in Maui help with disclosure paperwork. While disclosures may not significantly impact as-is sales, completing them in advance can help prevent delays.

The buyer runs a title search on the property

• What it involves: A title search verifies the property’s ownership and checks for issues such as liens, boundary disputes, or undisclosed heirs.
• Why it’s important: Addressing title issues early can prevent unexpected delays and ensure a smoother closing process.

The seller pays any associated fees

• Typical costs: Cash sales typically come with fewer closing costs. However, homeowners may still be responsible for transfer taxes, title insurance, escrow fees, and attorney fees.
• Hawaii’s transfer tax: Generally, in the Aloha State, sellers handle the transfer taxes during closing, though this can vary depending on the sales agreement. Hawaii’s transfer tax rates differ based on the sale price, ranging from 10¢ per $100 for sales below $600,000 to $1.00 per $100 for sales exceeding $10 million.
• Minimizing fees: Some Maui-based “We Buy Houses” companies cover these costs, but their offers are often lower than market value in exchange for the convenience they provide.

Deciding to sell to Maui cash home buyers

With the current market conditions, selling to cash home buyers in Maui can be a practical option for homeowners looking for a fast and hassle-free sale.

Whether you decide to assess buyers independently, partner with a real estate agent, or consider an offer through Simple Sale, HomeLight connects you with top professionals and helpful resources. By tapping into Maui’s dynamic investor market, we aim to streamline the selling process so you can secure a quick, efficient solution for your home sale.

Editor’s note: As a friendly reminder, this blog post is meant for educational purposes, not legal or tax advice. HomeLight always encourages you to consult your own advisor.

Header Image Source: (Benjamin R. / Unsplash)