How to Find Cash Home Buyers in Raleigh, NC, for a Hassle-Free Home Sale

Inside the Raleigh cash home buyers market

Raleigh’s cash home-buying market is made up of various types of investors, each with their own reasons for choosing cash transactions:

• New residents: Raleigh’s population is growing at an annual rate of 1.16%, making it attractive to both local and out-of-state residents. The city’s excellent quality of life and strong job market appeal to newcomers, especially those looking for opportunities in research and technology. Some new residents are paying with cash to streamline their transitions.
• Baby Boomers: In February 2025, 32% of all home sales nationwide were cash transactions. Among Older Boomers, 51% paid cash for their homes, while 53% of Silent Generation buyers did the same. This highlights their financial flexibility and desire for straightforward transactions.
• Property investors: Raleigh’s growing market is also a target for a wide range of investors, including institutional buyers, flippers, long-term landlords, wholesalers, and iBuyers. These buyers are looking to benefit from the area’s strong housing demand.
• iBuyers: These companies offer competitive cash offers, often closer to market value than other investors. However, they charge service fees and only work with homes that meet specific criteria, which may not be ideal for every seller.

Pros of working with a Raleigh cash home buyer

Selling your home for cash can offer a faster, less stressful alternative to the traditional process. Here are a few advantages to working with cash home buyers in Raleigh, NC:

How to request a cash offer in Raleigh

If you’re looking for an easier way to get a cash offer on your property, HomeLight’s Simple Sale platform is a convenient place to start. It connects sellers with the largest network of pre-approved, vetted cash buyers across the country.

Just provide a few details about your Raleigh home, and you could receive a no-obligation cash offer in as few as 24 hours. If the offer works for you, the deal can close in as little as 10 days, and you’ll have the flexibility to choose your move-out date up to 30 days after closing. There’s no need for staging, completing repairs, or hosting open houses.

While cash offers are generally lower than what you might get on the open market, traditional sales often come with agent commissions, prep costs, and closing fees that can total 9% to 10% of the sale price. If you value speed and convenience, a cash sale could ultimately be more cost-effective.

How much are Raleigh cash home buyers willing to pay?

Cash investors and home-buying companies usually pay less than full market value in exchange for a quicker, low-hassle purchase. Many flippers use what’s known as the 70% rule, offering up to 70% of a home’s projected after-repair value (ARV), subtracting estimated renovation costs.

Market trends also affect how much these buyers are willing to pay. In competitive conditions, cash offers might reach 80% to 85% of a home’s ARV. When the market cools, offers tend to drop.

In Raleigh, home prices are trending upward, and sales activity is showing modest growth. However, homes are taking longer to sell, reflecting a market that’s fairly strong but not as competitive as it once was.

What’s the process of selling to a Raleigh cash home buyer?

If your goal is to sell your home quickly and with minimal stress, a cash sale could be the way to go. Here’s a general look at how selling to a cash buyer in Raleigh typically works.

Complete the North Carolina Disclosure Statement

• What it is: In North Carolina, sellers must disclose any defects by completing the Residential Property and Owners’ Association Disclosure Statement, which outlines any known issues with the property.
• Why it matters: Even when you’re selling for cash, state law requires accurate disclosures to help prevent disputes or legal issues later on.
• How cash buyers help: Many We Buy Houses companies in Raleigh handle disclosure paperwork for sellers. Though often a formality in as-is sales, having it ready upfront can help keep the process moving.

The buyer runs a title search on the property

• What it involves: In North Carolina, cash buyers will typically order a title search to confirm legal ownership and check for any complications such as liens, boundary disputes, or unrecorded heirs.
• Why it’s important: Addressing title issues early helps prevent delays and ensures a smooth closing.

The seller pays any associated fees

• Typical costs: While cash deals usually involve fewer closing expenses, sellers may still need to cover things like title insurance, attorney fees, and escrow services.
• North Carolina’s transfer tax: In North Carolina, the seller usually pays the transfer tax, calculated at $1 per $500 of the home’s sale price. This cost can sometimes be negotiated with the buyer.
• Reducing expenses: Some cash-buying companies may cover these fees as part of their offer, though that convenience is often reflected in a lower purchase price.

Deciding to sell to Raleigh cash home buyers

Homeowners in North Carolina, a popular state for real estate investment, have strong opportunities to sell for cash.

Whether you decide to explore buyers on your own, work with a real estate agent, or request an offer through Simple Sale, HomeLight provides you with the resources and support you need. With strong investor activity in Raleigh, the right approach can lead to a fast, straightforward sale on your terms.

Editor’s note: As a friendly reminder, this blog post is meant for educational purposes, not legal or tax advice. HomeLight always encourages you to consult your own advisor.

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